Payment, balloon, and total interest — for both sides of the note.
Creative deals live and die on the note terms. Build any owner-financed structure — amortizing or interest-only, any rate, any balloon — and see the payment, the payoff schedule, and what the seller really earns.
Creative deals live and die on the note terms. Build any owner-financed structure — amortizing or interest-only, any rate, any balloon — and see the payment, the payoff schedule, and what the seller really earns.
It calculates Monthly payment, Balloon payoff, Total interest, Amortization schedule, Seller's total return, Buyer's total cost — recalculated instantly as you change any input.
The Seller Financing & Balloon calculator is part of Roof Rise Pro ($19/month, or $14/month billed annually). Every paid plan starts with a 14-day free trial, and three calculators (Mortgage, 70% Rule, and Quick Metrics) are free forever.
It replaces a custom amortization schedule with interest-only periods and a balloon payoff — with audited formulas, built-in charts, saved scenarios, and a one-click branded PDF report.