RRRoof Rise
PricingLog in
Mortgage & Amortization · Free

Your true monthly payment, and the schedule

Your true monthly payment — and what every year really costs.

Full PITI payment with taxes, insurance, and PMI — plus a complete amortization schedule and the interest you'll save with extra principal.

Total Monthly Payment
$2,649 /mo
90% LTV
Principal & Int.
$2,043
Total Interest
$421k
Payoff
30 yr
Your Monthly Payment
PrincipalInterestTaxesInsPMI
Calculates:PITI paymentTotal interestAmortization scheduleInterest savedPayoff date
Watch it in action

This is Roof Rise, live

Cash flow & equity projections
< 2 min
to underwrite a deal
Zero
broken formulas to debug
1 click
to a branded one-pager

Stop wrestling spreadsheets

Same answer, a fraction of the time — and the math is always right.
Build it yourself
Hours building a full amortization schedule with PITI, PMI drop-off, and extra-payment logic from a blank sheet
One wrong formula and every number downstream is off
Re-do the whole thing every time an assumption changes
No charts, and nothing clean to hand a lender or partner
Use Roof Rise
Open the calculator and type in your numbers
Audited formulas — the math is always right
Change any input and everything recalculates instantly
Charts built in, plus a one-page PDF to send anyone

How it works

Three steps, start to investor-ready.
1
Enter your numbers
Purchase price, financing, income and costs — in plain fields, no formulas.
2
See your returns
PITI payment, Total interest, Amortization schedule and more, recalculated the instant you type.
3
Save, compare & export
Snapshot scenarios, compare them side-by-side, and download a branded one-pager.

What you get

Everything you need to make the call with confidence.
Full PITI
Principal, interest, taxes, insurance, PMI and HOA — the real monthly number, not just P&I.
Complete schedule
Every payment, by year or by month, with principal, interest and remaining balance.
Extra-payment savings
See how a little extra principal shaves years off the loan and thousands in interest.
Free, forever
No card required — the fastest way to check the payment on any deal.
Buy & Hold / BRRRRFix & FlipCommercialSingle FamilyMulti-FamilyCommercial

Common questions

Straight answers about the Mortgage & Amortization calculator.

What does the Mortgage & Amortization calculator do?

Full PITI payment with taxes, insurance, and PMI — plus a complete amortization schedule and the interest you'll save with extra principal.

What does the Mortgage & Amortization calculator compute?

It calculates PITI payment, Total interest, Amortization schedule, Interest saved, Payoff date — recalculated instantly as you change any input.

Is the Mortgage & Amortization calculator free?

Yes — the Mortgage & Amortization calculator is free forever on Roof Rise, with no credit card required.

What spreadsheet does it replace?

It replaces a full amortization schedule with PITI, PMI drop-off, and extra-payment logic — with audited formulas, built-in charts, saved scenarios, and a one-click branded PDF report.

One subscription. Every strategy.

Twenty-two calculators, a 14-day free trial, and your money back in your pocket — not in a spreadsheet.

Explore more calculators

Ground-Up Multifamily Development
Underwrite ground-up apartment development from land to lease-up.
See details
Condo Development (For-Sale)
Build residential, retail, or office condos and sell each unit at its own price.
See details
Land Development (Lots)
Entitle raw land, build finished lots, and sell to builders.
See details
RRRoof Rise
Log inPricingBest calculators 2026vs. DealCheckvs. BiggerPockets
Screening tools for real estate investors — estimates only, not investment advice. © 2026 Roof Rise.
build cfa7043