Know your max DSCR loan — and your cash to close — before you call the lender.
DSCR loans qualify the property, not your W-2. Enter the rent and the lender's terms — target DSCR, rate, amortization, max LTV — and see the largest loan that qualifies, the payment, and exactly what you'll bring to closing.
DSCR loans qualify the property, not your W-2. Enter the rent and the lender's terms — target DSCR, rate, amortization, max LTV — and see the largest loan that qualifies, the payment, and exactly what you'll bring to closing.
It calculates Max loan by DSCR, Max loan by LTV, Resulting DSCR, Monthly payment, Cash to close, Cash-on-cash — recalculated instantly as you change any input.
The DSCR Loan Qualifier calculator is part of Roof Rise Pro ($19/month, or $14/month billed annually). Every paid plan starts with a 14-day free trial, and three calculators (Mortgage, 70% Rule, and Quick Metrics) are free forever.
It replaces a loan-sizing sheet that reverses DSCR into a max loan amount under an LTV cap — with audited formulas, built-in charts, saved scenarios, and a one-click branded PDF report.