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1031 Exchange

Defer the tax. Keep the equity working.

See the tax bill a 1031 makes disappear — and what you must buy to defer it all.

Selling a rental triggers capital gains, depreciation recapture, NIIT, and state tax. Enter the sale and your basis, and see the full tax bill, the net cash if you just sell, and the reinvestment targets — and deadlines — to defer every dollar.

Tax Deferred by a 1031
$97k
Fully Deferred
Taxable Gain
$246k
Recapture @ 25%
$16k
Equity Preserved
$255k
Buy the replacement ≥ $395k, reinvest all equity, replace the debt — identify in 45 days, close in 180.
Calculates:Total taxable gainDepreciation recaptureTotal tax deferredNet cash if soldEquity preserved45/180-day deadlines
Watch it in action

This is Roof Rise, live

Cash flow & equity projections
< 2 min
to underwrite a deal
Zero
broken formulas to debug
1 click
to a branded one-pager

Stop wrestling spreadsheets

Same answer, a fraction of the time — and the math is always right.
Build it yourself
Hours building a capital-gains worksheet with recapture, NIIT, state tax, and reinvestment targets from a blank sheet
One wrong formula and every number downstream is off
Re-do the whole thing every time an assumption changes
No charts, and nothing clean to hand a lender or partner
Use Roof Rise
Open the calculator and type in your numbers
Audited formulas — the math is always right
Change any input and everything recalculates instantly
Charts built in, plus a one-page PDF to send anyone

How it works

Three steps, start to investor-ready.
1
Enter your numbers
Purchase price, financing, income and costs — in plain fields, no formulas.
2
See your returns
Total taxable gain, Depreciation recapture, Total tax deferred and more, recalculated the instant you type.
3
Save, compare & export
Snapshot scenarios, compare them side-by-side, and download a branded one-pager.

What you get

Everything you need to make the call with confidence.
The real tax bill
Capital gains, 25% recapture, NIIT and state tax — most sellers underestimate it badly.
Sell vs. exchange
Walk-away cash after tax versus the full equity a 1031 keeps compounding.
Full-deferral targets
The replacement value, equity, and debt you must hit — plus the 45- and 180-day clocks.
Estimates your depreciation
Don't know your accumulated depreciation? Estimate it from your hold and land split.
Buy & Hold / BRRRRCommercialSingle FamilyMulti-FamilyCommercial

Common questions

Straight answers about the 1031 Exchange calculator.

What does the 1031 Exchange calculator do?

Selling a rental triggers capital gains, depreciation recapture, NIIT, and state tax. Enter the sale and your basis, and see the full tax bill, the net cash if you just sell, and the reinvestment targets — and deadlines — to defer every dollar.

What does the 1031 Exchange calculator compute?

It calculates Total taxable gain, Depreciation recapture, Total tax deferred, Net cash if sold, Equity preserved, 45/180-day deadlines — recalculated instantly as you change any input.

Is the 1031 Exchange calculator free?

The 1031 Exchange calculator is part of Roof Rise Pro ($19/month, or $14/month billed annually). Every paid plan starts with a 14-day free trial, and three calculators (Mortgage, 70% Rule, and Quick Metrics) are free forever.

What spreadsheet does it replace?

It replaces a capital-gains worksheet with recapture, NIIT, state tax, and reinvestment targets — with audited formulas, built-in charts, saved scenarios, and a one-click branded PDF report.

One subscription. Every strategy.

Twenty-two calculators, a 14-day free trial, and your money back in your pocket — not in a spreadsheet.

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